Dealing with inflation’s negative effect on employee retirement planning An August 2022 survey from Nationwide Retirement Institute found that 40% of workers age 45 and older plan to delay their retirement due to inflation and rising living costs. That figure is double the percentage of workers who...

Tips and resources that everyone can use Knowledge is Retirement Power Although everyone has experienced a few tough years of higher inflation, it’s important to keep things in perspective. According to the Bureau of Labor, inflation has averaged just 2.41% from 2000 to 2023. Conventional wisdom...

Keep your money safe with these online shopping security tips The 2022 holiday gift season is now in the rear-view mirror. If you’re like many other people, chances are you did a good amount of shopping online. After all, online shopping can be easy and fun. But unfortunately, there are many...

Looking To Teach a Child Some Important Money Lessons? Consider a Roth custodial IRA. You started early and have saved hard in your 401(k). You’ve also paid close attention to your investing strategy over the years. And you definitely understand the benefits of tax-deferred compounding over the long...

Practicing Mindfulness With Money Can Help Boost Your Financial Wellness Many people practice mindfulness through yoga, tai chi or other forms of movement, often incorporating breathing exercises. Others rely on their smart watch or phone to ping them at the same time each day, urging them to...

For anyone searching for a simple, easy-to-understand investment strategy, target-date funds may be worth a look. A target-date fund is a mutual fund that invests with the assumption that investors will need to start withdrawing money from the fund at a specified time in the future. A professional...

Four tips for building an investment strategy Whether you’re fairly new to investing or a seasoned veteran, it’s always a good idea to make sure you’re leveraging solid investing fundamentals as part of your approach to investing. Here are some key ways you can help ensure you’re building a solid...

Retirement plans have contribution limits. Learn about 401(k) retirement plan contribution limits to help shape your retirement savings plan and ensure that you are financially prepared come retirement. Below is a breakdown of important contribution limits that help you determine whether your...

If it feels like your dollar doesn’t go quite as far as it used to, you aren’t imagining it. The reason is inflation, which occurs when prices rise across the economy which decreases the purchasing power of your money over time. Over the past year, hopes inflation was starting to level off, the...

Peace of mind is what anyone wants when they look ahead towards their retirement. They want to know they can live comfortably, cover their expenses with ease and have some cash in the bank for adventures. These are, afterall, what your golden years are for! Read more here as we discuss ways in which...

In the world of investing, the stock market has always been ruled by two very intimidating and unpredictable animals prone to emotional outbursts and a distrust of people, especially those wearing a red cape or carrying a pot of honey. This is the awesome power of bulls and bears. But when it comes...

Your body’s clock can help you maintain a healthy lifestyle Ever wonder why you feel out of whack some days? Maybe you lack an appetite for some reason or feel like you’re just too tired to get out of bed in the morning. Or perhaps you feel slightly overheated or chilled during part of the day. And...